FOCUSfwd Wellness Incentive Program

Wellness Incentive Program


The FOCUSfwd Wellness Incentive Program is designed to help you lead a healthier lifestyle. By completing
health-related activities and challenges, you’ll earn up to $110 in rewards and increase your chances of winning one of the $1,000 quarterly and $5,000 annual cash rewards in our Sweepstakes

FOCUS Points*

Get a $70 reward and 40 Sweepstakes entries when you complete the following activities that are important to improving your overall health: personal health assessment, annual wellness exam, and preventive screening or flu vaccine.


The GET FIT quarterly challenge rewards you for taking steps toward your exercise goals — an average of 5,500 steps per day to be exact. Now with a new challenge every three-months, it's never been easier to get started.

You’ll receive $10 in rewards and 10 Sweepstakes entries for each challenge you complete, for a total of $40 in rewards and 40 Sweepstakes entries each calendar year.

To complete the GET FIT quarterly challenge, connect a fitness tracker to your account and get moving!


Earn entries into the Sweepstakes for chances to win one of the three $1,000 quarterly and three $5,000 annual cash rewards by simply signing up for FOCUSfwd and completing any of its programs.

Complete FOCUS Points and GET FIT to get 80 entries into the Sweepstakes, increasing your chances to win one of the three $1,000 quarterly and three $5,000 annual cash rewards.

To get started, you'll need to:

  • Access the FOCUSfwd Wellness Incentive Program from your My Health Toolkit® account to get registered.
  • Be sure to enter your email address to be eligible to win one of the Sweepstakes rewards!

Don't have a My Health Toolkit account? No problem. It only takes a few minutes to create one. Once logged in, you can choose which task you'd like to complete first. 

Get the FOCUSfwd App

Stay connected to your health and rewards with the FOCUSfwd app. To get started, access FOCUSfwd from your mobile device. Then select Learn More and follow the prompts to download the app and link your account.


Real members are winning with FOCUSfwd!

See some of our most recent Sweepstakes winners and what they have to say about the program.

2022 Annual Winner

Stephanie B.

Annual $5,000 Sweepstakes Winner (2022)

Words from the winner: "What do you have to lose? Only positives come from it. The best thing that can happen is you focus on your health, which is the most important thing. And if you decide to engage, you could be the next big winner!"


Winner 2023 (Q1)

Misty C.

Quarterly $1,000 Sweepstakes Winner (Q1 2023)

Words from the winner: "It really is a simple process. The platform is easy to navigate and does not require much time to activate, record and follow. It also gives you additional resources outside this platform we can utilize."


Winner 2023 (Q2)

Nancy B.

Quarterly $1,000 Sweepstakes Winner (Q2 2023)

Words from the winner: "DO IT ... don't wait ... it's easy and so worth it for yourself!"


*These are calendar-year programs and will restart annually.

FOCUSfwd is available to applicable subscribers and their spouses (aged 18 and older). You can call the Customer Service number located on the back of your member ID card to confirm if this program is available to you.